Total Protection Program®

Unique, Powerful, Effective, Intelligent & Creative
These are the words our clients use to describe our delivery of insurance products and ongoing support.
The Total Protection Program® is our own incredible process that ensures the highest client satisfaction.
The Total Protection Program® drives the culture of our organization and promotes consistency, responsiveness,
un-matched client advocacy, and diversity.

The Total Protection ProgramIt's not having insurance that matters.
It's having the right insurance.
Each year, companies lose thousands and thousands of dollars on the wrong insurance. Insurance goals are not met. Employees are not satisfied. Insurance dollars are wasted and, in some cases, not enough insurance dollars are spent.

The Right Approach.
The Total Protection Program®.
For over 50 years, Singer Nelson Charlmers has been helping clients navigate through these complex waters, using innovative approaches and technologies, encompassed by
The Total Protection Program®. The Total Protection Program® is a unique process developed by Singer Nelson Charlmers and offered exclusively to our clients.

The Total Protection Program® ensures that our clients are well prepared to tackle the complexities of insurance coverage and offers them an insurance strategy to move forward confidently. The benefits of The Total Protection Program® include:

Building Blocks of The Total Protection Program®
1. The Total Protection Audit®
We attain a thorough understanding of your business, identify your risks and determine the right coverage for you.

2. The Total Protection Analysis®
We conduct an in-depth analysis designed to make sure you are making the best use of your money. In our years of experience, too many companies have wasted away too many insurance dollars. We will help you avoid that mistake.

3. The Total Protection Advocate®
We are dedicated to representing your best interests and providing you with unrelenting advocacy and intervention to make sure insurance companies deliver on their promises. When you become our client, we become your insurance advocate. Learn more about The Claims Protection Promise®.

A key component of The Total Protection Program® is The HealthPlan Optimizer®. Get Total Protection!
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